Many people know that payday loans are most frequently used to pay off monthly, recurrent debts, such as car payments and utilities. Less people know how to break the cycle of monthly payday loan usage. Because payday loans provide instant financial relief, many people repeatedly use these services to cover bills that arise in between paychecks. While using these services responsibly can help an individual out in a pinch, the repeated use of such services is very costly and may encourage a cycle of borrowing that is financially damaging.
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